---------  Limited Opportunity To Own Your Own Home  ---------
“New Opportunity Allowing Sydney First Home Buyers Who Have Only $5,000 Saved To Buy Their Own Home Today... 
Without Having To Have A Guarantor or Borrow Money From Family"
Dear First Home Buyer

If you would like to buy your first home in Sydney and have been struggling with saving the massive deposit needed to get into the market.

This is the most important letter you’ll read today
Is This Offer Available To You?

Before we go to far, I want to let you know exactly what you will need to qualify for this incredible offer..

1. At Least $100k In Income (Either just you or with a family member). 

2. At Least $5000 Saved (Either just you or with a partner or family members happy to help you get into the property market)

3. A Clean Credit Record

4. At least $100,000 in Superannuation

If you can tick these 4 boxes, this offer will be life changing for you!



Once you have read this letter, you will be now well on your way to buying your first property this year!

Short cutting the 8+ years it takes the average first home buyer to save the deposit required to buy a home in the Sydney market.

So, who am I?

My name is Andrew Mason. 

I am the owner of Home First, a truly unique service that finally gives aspiring home buyers like you a way to own your own home. 

Over the last 10 years I have seen it get harder and harder for our generation to make the first step into the Sydney market.

I have seen many of my friends and family who work hard and earn good incomes, unable to save the required deposit and forced to relocate interstate or to country towns.

It seemed that only those friends that were lucky enough to rely on family for help with a deposit were able to buy.

Seeing the impact this problem is having on so many of my friends, I decided to try to find a way to help. 


Introducing Home First!
That is why Home First was born..

The Home First program has one goal in mind

To give Sydney home buyers like you

Who would otherwise struggle to take the first step onto the property ladder.

A realistic chance of buying your first home in Sydney.


How Can Home First Help You?
Most aspiring property owners in Sydney like you are in a very similar position:


  • The deposit you need to buy in Sydney is well over $100,000
  •  It takes the average family on the average salary over 8 years to save that deposit.
  •  Prices are a lot higher than they were even 1 year ago meaning the deposit needed to buy continues to grow - often quicker than you can save
  •  The cost of living makes it nearly impossible for you to save meaningful amounts
  •  Rents continue to increase every year
  •  The alternative to renting is living with your parents (for those that can) – and this is usually not a desirable longer term solution
  •  At the time of your life you are wanting to buy your own home, you often have other large expenses... like weddings and young families that make it much harder to save.
It's no wonder you probably feel like giving up!!

Well, I want to let you know it’s not your fault.

With the deck stacked against our generation, it is no wonder it sometimes feels like you will never save enough to make that first step.

You're willing to work hard and save, but it is still feels impossible because Sydney property is so expensive.

Most people are left with only a few, less than desirable options:


1) A lifetime of renting... taking away the ability to provide a stable home for yourself and your family. Leaving you at a massive long term financial disadvantage

2) The prospect of moving away from family and friends to a more affordable city

3) Years of savings and hoping that property prices don’t keep moving faster than you can save

4) For the lucky few, relying on help from family to get started


Knowing there is not any meaningful help out there, and it is a problem the majority of property buyers are facing, I set about coming up with a way I could help.

The result was Home First!

Home First offers a real way to buy your own home without having a huge deposit saved.

How Does It Work?

Our program fills the gap between what you have saved and the deposit you need to buy - So you can buy now!!

As you may know, most lenders now require you to have 10-20% of the purchase price of any home you wish to buy in savings, (or if your lucky given to you).

So if you want to buy a $500,000.00 home, you would need to have $100,000 in saving… a $1m home, $200,000.00 in savings…

What the Home First program does is fill the deposit gap allowing you to buy now! All you need is $5,000 in cash savings (plus the required superannuation balance)!

Our program allows you to leverage the savings you have in your superannuation, to secure a loan for the deposit on your own property.

Lets be clear - you will own your own place.. And all you need is a $5,000 in cash savings


Home First will allow you to:
  • Get a foothold in the Sydney market a lot sooner
  •  Save years and years of paying rent
  •  Enjoy years of house price growth you may have otherwise missed.
  •  Provide a financial future for you and your family..

And you can pay back the deposit as soon as you want – there are no fees or termination payments or hidden costs if you want to pay the deposit back sooner.

Can you see what an amazing opportunity this could be for you? 


This Sounds Too Good To Be True... Whats The Catch?
To make this work you will still have to be able to service the loan from the bank.

Rather than have you buy something you can’t afford, there is a few things you will need to qualify for this offer..

We can only make this offer to those that meet the banks credit criteria. 

For the homes I currently have available you will need a minimum:

1.
A combined income (either by yourself or with a partner or family member) off at least $100,000 or more.

2.
At least $5,000 in savings.
The more you have saved, the more options you may have,

3.
A good credit history with minimal other debts or credit.

4.
At least $100,000 in Superannuation

If you do have other debts or credit, you will need a higher income to show you can afford to buy!

These are the normal things you will need to secure a bank loan to buy a property at this price point. 

Why Am I Making This Incredible Offer?
So, the question you are probably asking yourself is why would you be doing this? 

It seems "too good to be true", whats the catch?

The answer to that is simple – obviously I like being able to help people get into the market.

But from a business perspective for us there is one simple reason:

I know that this is an AMAZING offer that so many home buyers will jump at.

That allows me to sell lots of property :)!

So if you have been wanting to get into the market, now is the time to act.
So, What Are The Next Steps? 

Step 1:

Click on the button below.

From there you will be directed to leave your details and complete a quick form to make sure you qualify.


If you do qualify, you will be able to book in a time to chat with my team about the details of the offer and the properties that are currently available.

Sound like a plan?

You will then have time to do your due diligence on the property and the contract. 

I also recommend getting some independent advice on our shared equity loan. 

That is the agreement we use to cover the contribution for your deposit.

This agreement is put together by an independent lawyer who acts on your behalf - ensuring your interests are covered.

You need to be 100% confident you are safe and secure there!!

So whats next?


I only have a limited number of properties available, and its first in first served.
As you can imagine, any time we make this offer the homes sell very very quickly. 

It is strictly the first qualified applications we receive that will be able to secure their own home with as little as $5,000 deposit down!

Rest assured, by making the application you are in no way locked in. 

You will have time to double and triple check everything to ensure you are 110% comfortable that you are making the best decision of your life! 

If you don’t feel comfortable with what you see, you can walk away at any time, no questions asked and nothing to pay!

This is the best chance for home buyers to get into the Sydney property market with only a $5000 deposit!

But I must stress, we have huge demand for these opportunities.

Make sure you have a chance to see for yourself.

Click on the button below, fill in the survey and take the first step towards your own home!!



I can’t wait to hand you the keys to your own home!!


Sincerely,

Andrew Mason

Founder - Home First


PS

You have probably just done what I do and skipped straight to the bottom of this letter, if so here is the deal....

We are offering to help with the deposit to buy a home in Sydney.

Whats the catch? 

In the future when you sell your home, or when your new home has increased in value, you need to redraw the equity you have created to repay the money we lend you to cover your deposit! 

 That’s it!! 

Skip the 8+ years it takes the average person to save a deposit in Sydney… 

There is only a limited number spots available and they will be gone soon, so go back to the top, read through the details… 

All you need is $5,000k cash and $100k in super savings between you and any family members who are happy to help you to get started.


Or just click here to take the first step towards your own home!! 


 Andrew. 

P.P.S - You may have a few extra questions before you take the first step

If so...

Questions 1 - Am I allowed to rent the house out?

It's your house,  you are free to rent it out if you like.  

Question 2 - What is the minimum income I need to be able to take advantage of this opportunity?

To be able to get bank approval for the mortgage on the home you choose, The homes start at around $550,000 for those you will need at least $100,000.00 household income… 

That is the combined income of you (and your spouse/partner if applicable). 

You can also look at buying with a sibling or friend.

NB If you have other debts, children or existing liabilities your income may need to be a little higher.


Question 3 -  How Much deposit do I need saved?

All you need is $5,000 cash saved. 

Question 4 - Are there any fees?

When you buy any home, you will have some standard costs like conveyance fees, registration and transfer fees, valuation and bank fees ($2-3k).

With The Home First program you will still have these standard costs. 

Question 5 - What happens if I want to sell the house – Am I locked in or can I repay your contribution sooner?

Life changes and you may want to sell the home in a few years. You can sell your new home or repay our contribution for the deposit at any time without any costs from us.

If you do want to sell, you will need to let me know before you sell so we can arrange to have our contribution repaid out of the proceeds of the house sale.

Question 6 - How do I repay the contribution for the deposit?

That is up to you but most people will use the future increase in the value of their home to pay off the deposit. 

In a few years time you can refinance and redraw any increases in the houses price to pay back the deposit. 

If you would prefer to make periodic lump sum payments instead you are free to do that.

Question 7 - What is the interest rate on the home loan. ?

We have a few banks that we like to use. At the moment the interest rates are from 2.39% pa! 

Question 8 - Tell me about the homes available…

We have a range of homes available ranging from 1 bedroom apartments to 4 bedroom free standing houses!

After we have received your details my team will assesses if you qualify. After that we will forward all the details on the available properties so you can make sure you are 100% happy with the home.

If you want to stop wishing, dreaming and hoping to one day own you own home NOW IS THE TIME.
That is it...

As mentioned there is only a couple of these homes available and i'm sure you realise how many people will jump at this opportunity...

Make sure you don't miss out

Click on the button below to submit your details and register your interest for this amazing opportunity.

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